Contract Hire (Business users)

With contract hire you have total peace of mind, you can hire company vehicles for a pre-determined period at a fixed monthly rate.

Contract Hire is simple yet effective solution; the finance company retains ownership of the vehicle and takes them back at the end of the contract. All the associated costs are theirs .We can include maintenance as an optional cost.

Benefits

  • Reduced administrative burden of running a fleet, allowing your staff to concentrate on your core business activities
  • No worries about depreciation this is all taken care off
  • No disposal costs
  • Fixed monthly costs allowing you to budget more accurately with better cash flow forecasting
  • Off balance sheet funding which allows you to use your cash on what matters core business.
  • Utilising our Fleet terms getting you the best deal
  • Duty of care as an employer this has to be considered by taking out our optional maintenance you can rest assured that your vehicles will all be legal
  • All rentals are subject to VAT are 100% reclaimable providing no personal use.(50% of the VAT is blocked on the finance element if there is personal use)
  • Road fund license included for the contract term
  • Optional relief vehicle whilst yours is off the road

Contract Purchase (Business users)

Ideal for companies who want high value cars retaining the option to purchase whilst ensuring no hidden depreciation costs, includes fixed monthly payments. With the asset being shown on the balance sheet.

Benefits

  • Option for ownership
  • No residual risk
  • No disposal problems
  • Optional relief vehicle whilst yours is off the road
  • Duty of care as an employer this has to be considered by taking out our optional maintenance you can rest assured that your vehicles
    will all be legal
  • Interest charges claimable against tax
  • Road fund license included for the contract term

Finance Lease (Business users)

This product is ideal for VAT registered companies who want to manage their own fleet.

Benefits

  • Ownership at completion of contract
  • Capital not being tied up
  • Fixed monthly costs
  • All rentals are subject to VAT are 100% reclaimable providing no personal use. (50% of the VAT is blocked on the finance element if there is personal use)

Personal Contract Hire (PCH)

A product that is tailored for the individual and offers flexible terms and no disposal headaches. Ideal for the individual who wants the pleasure of driving a new vehicle without the hassle of wasting their precious private time negotiatitng with dealers to get the best deal, and having to spend time on the disposal, the vehicle is simply returned to the leasing company.

Benefits

  • No worries about depreciation this is all taken care off
  • Optional maintenance contract
  • Utilising our Fleet terms getting you the best deal
  • No residual risk
  • Optional relief vehicle whilst yours is off the road
  • Road fund license included for the contract term
  • Fantastic package to use when opting out of a company car scheme (avoiding the benefits in kind)

Personal Contract Purchase (PCP)

Similar to PCH this product has been designed for the individual ,the most important difference is that the individual has the option to purchase at a pre-determined figure. Which is agreed at quotation stage or simply return the vehicle back to the leasing company.

Benefits

  • No worries about depreciation this is all taken care off
  • Optional maintenance contract
  • Ownership after final ballon payment
  • Utilising our Fleet terms getting you the best deal
  • No residual risk
  • Optional relief vehicle whilst yours is off the road
  • Road fund license included for the contract term
  • Fantastic package to use when opting out of a company car scheme (avoiding the benefits in kind)